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CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
welcome bonus
65K after $4K spend in first 6 months
credit brand
Mastercard®
rewards rate
Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases
intro apr
N/A
regular apr
21.24%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$0 introductory annual fee for the first year, then $99
rate
4.2

Pros

65,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases within the first 4 months.

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.Earn 1 AAdvantage® mile for every $1 spent on all other purchases.

$0 intro annual fee, $99 after the first year.

No foreign transaction fees.

Earn miles on employee purchases.

Preferred boarding on American Airlines flights.

25% savings on American Airlines inflight food, beverage and Wi-Fi purchases.

Cons

Must have significant American Airlines travel/spending to maximize perks.

Why Choose It

The Citi AAdvantage Business Card is ideal for small business owners who frequently fly American Airlines and incur steady expenses like telecom bills and travel. With double miles in common categories, preferred boarding, inflight discounts, and 65,000 bonus miles, American loyalists will easily offset the $99 annual fee after the first year. While the perks specifically target AA patrons, any business with employees on-the-go can rack up easy free travel. As long as your staff travels American Airlines routinely throughout the year, this card amplifies those frequent flyer benefits.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

4.2
65K after $4K spend in first 6 months

65K after $4K spend in first 6 months

$0 introductory annual fee for the first year, then $99

$0 introductory annual fee for the first year, then $99

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases

N/A

N/A

21.24%–28.49% variable

21.24%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Mastercard®

Mastercard®

American Express® Gold Card

American Express® Gold Card

4.7
Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership

Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership

$250

$250

4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights

4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights

N/A

N/A

21.24% - 29.24% variable

21.24% - 29.24% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

Milestone® Mastercard®

Milestone® Mastercard®

4.5
N/A

N/A

See website for Details

See website for Details

N/A

N/A

N/A

N/A

See website for Details

See website for Details

1%

1%

Fair/Good

Fair/Good

Mastercard®

Mastercard®

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