As a foremost card issuer occupying millions of American wallets, Chase bank furnishes a formidable lineup packing plenty of perks and points-earning potential across categories. But with dozens of options spanning cash back to travel rewards for both consumers and businesses, identifying their absolute best can get confusing. To cut through the noise, we spotlight Chase’s top credit cards for squeezing maximum everyday value from your spending.

For Travel Enthusiasts: Chase Sapphire Preferred

Widely regarded as one of the premium travel cards available, Chase Sapphire Preferred offers strong points earning rates for frequent jet-setters. Cardholders earn elevated rates on dining purchases in addition to a hearty sign-up bonus. Perks like luxury insurances and transferable points to premier travel partners provide exceptional ongoing value.

For Small Business Owners: Ink Business Preferred

Business owners who regularly rack up expenses across categories like shipping, internet services, cable, phone bills and travel do exceptionally well with Ink Business Preferred. With 3x points earning rates on those purchases, the rewards add up quick. The signup bonus on this card is also among the highest publicly available for a business product. Solid protections provide peace of mind as well.

For Maximizing Bonus Categories: Chase Freedom Flex

For consumers who want to maximize quarterly rotating bonus categories, the no-fee Chase Freedom Flex simplifies the process considerably. 5% cash back bonuses on purchases within categories like grocery stores, streaming services, restaurants and more mean serious savings opportunities. Maintain the account properly and it serves as an exceptional catch-all Visa for consolidating card spends.

For Flat Rate Cash Back: Chase Freedom Unlimited

Sometimes simpler is better. For a straightforward flat-rate, unlimited 1.5% cash back across the board, plus a healthy signup bonus, Chase Freedom Unlimited represents our cash back pick. Additional boosts at drugstores and eateries complement that baseline 1.5% return nicely. No worrying about category restrictions or quarterly activations.

For Casual Southwest Fliers: Southwest Rapid Rewards Plus

Southwest loyalists who fly with them at least a couple times per year reap outsized rewards through the Southwest Rapid Rewards Plus card. Score early boarding, upgraded seating options and a large influx of Rapid Rewards points to apply toward free flights. The annual fee is reasonable for an airline card as well.

Conclusion

Whatever your spending habits or goals, at least one of Chase’s top shelf products aligns close enough to put serious rewards potential within reach. Supplement your wallet with these category champions we spotlight to maximize returns while letting Chase shoulder the bulk of your premium account protections and convenience services.