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4.6100,000 bonus points：after you spend $8,000 on purchases in the first 3 months after account opening.
3X points on travel, shipping, internet, cable, phone services.
Earn a total of 5x points on Lyft rides through March 2025 with your Chase Ink Preferred card.
Redeem for flexible and rich rewards: Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards your points don't expire as long as your account is open.Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.
Employee cards at no additional cost.
Points transferable to airline/hotel partners.
$95 annual fee.
Minimum spend of $8,000 for signup bonus.
Only earns 1X point per dollar on non-bonus spend.
Points less valuable for cash back redemptions.
With a six-figure signup bonus, solid 3X earn rates in key categories like travel and shipping, plus transferable points, the Ink Preferred offers substantial rewards potential for small business owners. The ability to cover your cell phone and leverage employee user cards streamlines business account management. As long as you can maximize the 3X categories and value flexible points, the Ink Preferred card delivers strong ongoing value per dollar spent.
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Ink Business Preferred® Credit CardInk Business Preferred® Credit Card
4.6100K after $8K spend in 3 months
$95
3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year). 5X Lyft through March 2025
N/A
21.24%–26.24% variable
0%
Good/Excellent
Visa®
The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express
4.8190K points after $15K spend in the first 3 months
$695
5X flights and prepaid hotels at AmexTravel.com. 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year). 1.5x on US construction/hardware stores, US electronic goods, and US shipping. 1X elsewhere
N/A
19.49% - 27.49% variable
0%
Good/Excellent
American Express®
Chase British Airways Visa Signature® CardChase British Airways Visa Signature® Card
4.575K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months
$95
3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere
N/A
21.49%–28.49% variable
0%
Good/Excellent
Visa®
