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The Aeroplan® Card
welcome bonus
Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months
credit brand
Mastercard®
rewards rate
3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else
intro apr
N/A
regular apr
21.74%–28.74% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.2

Pros

3x points for each dollar spent at grocery stores.

3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services.

3x points for each dollar spent with Air Canada directly.

1x points for each dollar spent on all other purchases.

500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.

And points do not expire as long as your Aeroplan Credit Card account is open.

First checked bag free on Air Canada flights.

Get preferred rates when you book with Air Canada.

No foreign transaction fees.

Cons

$95 annual fee.

No bonus category rewards other than Air Canada purchases.

Points only transfer to Air Canada Aeroplan program.

Why Choose It

The Aeroplan Card is best suited for loyal Air Canada customers who can maximize the 2X points and free checked bag perks. The sign-up bonus can net you up to 100,000 points to redeem for Air Canada flights. Just know transfer partners are limited outside of Aeroplan. Overall, Air Canada regulars will gain solid ongoing value from the card.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
The Aeroplan® Card

The Aeroplan® Card

4.2
Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months

Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months

$95

$95

3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else

3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else

N/A

N/A

21.74%–28.74% variable

21.74%–28.74% variable

0%

0%

Good/Excellent

Good/Excellent

Mastercard®

Mastercard®

Chase Aer Lingus Visa Signature® Card

Chase Aer Lingus Visa Signature® Card

4.4
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

$95

$95

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

4.7
180K after $6K spend in first 6 months

180K after $6K spend in first 6 months

$550

$550

14X Hilton spend. 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies. 3X on all other eligible purchases

14X Hilton spend. 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies. 3X on all other eligible purchases

N/A

N/A

20.99% - 29.99% variable

20.99% - 29.99% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

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